This is part of NBC News’ Checkbook Chronicles, a series of profiles highlighting the financial realities of everyday Americans. Retirement has not been what Lucy Haverfield envisioned. “I thought my 60s were going to be my golden years. I would watch commercials, and all I saw were people on trips to Cancún or golfing or sitting by the pool. I couldn’t wait,” said Haverfield, a 71-year-old resident of rural Alva, Florida. “My 60s were nothing like that — nothing,” she said. “Not even remotely like that.” Primary source of income: Widowed and with her retirement savings drained, Haverfield lives on $2,400 a month in Social Security benefits, totaling $28,800 a year. She said it isn’t enough to afford fresh fruits and vegetables, let alone a meal at a restaurant or a vacation. Living situation: Haverfield owns her home in Alva, a small community about 20 miles inland from Fort Myers,…
