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This is part of NBC News’ Checkbook Chronicles, a series of profiles highlighting the financial realities of everyday Americans. Stefanie Longenecker would love to take advantage of rising wages, a strong job market and the master’s degree she’s still paying off. But she has been sidelined from the workforce by a child care system that has grown inaccessible for many families. Longenecker, 43, left her job as a hospital pathologist during the pandemic to care for her young children amid repeated day care and school closings. Last fall, while she was shopping around for child care for three of her four children in hope of returning to work, one provider quoted her $4,300 a month and couldn’t say when a spot would open up. Another center that would have cost $3,500 a month already had 70 infants on its waitlist. “It would be great for my family if I could…