Just weeks after Kiki Ramos received her first $500 monthly payment from the Richmond Resilience Initiative, her car was stolen. “It would have been a big domino effect if I didn’t have this extra money,” she said. Her damaged vehicle was soon recovered, but without the additional cash, the 33-year-old pharmacy technician couldn’t have afforded to get it fixed or secure a rental in the meantime, given her $1,000 insurance deductible. That would’ve meant figuring out car pools or public transportation to and from work, and little ability to shuttle her boys, ages 12 and 3, to doctor’s appointments and recreational activities. Kiki Ramos.Courtesy Kiki Ramos Ramos is one of 46 participants in a guaranteed income program now in its third iteration in Virginia’s capital, a city of around 230,000 people where 1 in 5 live in poverty. The initiative is one of 35 such programs running concurrently across the…
